What is PayBright by affirm?
PayBright by affirm is Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.
By selecting PayBright by affirm as a payment method at check-out, customers can enjoy their purchase immediately, while spreading their payments over time.
Why use PayBright by affirm?
Prequalify before you buy
Get your PayBright by affirm spending limit while you’re still shopping.
Quick & convenient checkout
Place your order quickly and easily by choosing PayBright by affirm as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.
PayBright by affirm will automatically debit/charge monthly payments using your preferred payment method: a bank account or a Visa/Mastercard debit/credit card.
Are there requirements to use PayBright by affirm?
Yes. You'll need:
To be 18+ years old
To be a resident of Canada
An SMS-capable Canadian phone number
To meet the minimum cart size required ($300) to use PayBright as a payment option at checkout
A Canadian bank account, or a Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo
How do I use PayBright by affirm?
1. Select PayBright at checkout
Shop at your favourite stores that offer PayBright and select PayBright as your payment option at checkout.
2. Get set up
Use your mobile phone number to set up your PayBright plan within 60 seconds.
3. Enjoy your purchase!
Confirm your payment plan and then you’re done! Enjoy your purchase today and pay later.
*Please note that PayBright is an independent payment company and Awnings Canada™️ has no influence over whether your payment with PayBright is accepted or not. If you have any trouble with your order, please contact PayBright Customer Service.
PayBright by affirm Frequently Asked Questions
For all inquires related to PayBright, please see PayBright's website and contact them directly. Click Here.
How do I apply?
If your basket is eligible for monthly payments with PayBright by affirm, the option will be presented at checkout.
After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity.
You’ll then enter a few details for an instant decision.
If you’re approved, you will set up your repayment method with PayBright by affirm and accept the terms of your payment plan.
How much can I spend with PayBright by affirm?
PayBright by affirm payment plans are available for orders from $300 to $15,000.
Which payment methods are accepted?
PayBright by affirm currently accepts pre-authorized debits from your Canadian bank account, or a Visa/Mastercard credit/debit card. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.
Can I prepay my outstanding PayBright by affirm balance?
Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please send PayBright by affirm a message here.
Does PayBright by affirm do a credit check?
What is PayBright by affirm’s interest rate?
I was not able to complete a PayBright by affirm transaction. What happened?
Unfortunately, PayBright by affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright by affirm was not able to verify your identity or your payment method.
How can I track my payments and access my PayBright by affirm account?
Your login details to access your PayBright by affirm account are in the confirmation email sent to you when you first completed your transaction. Can’t find the details? Please contact the PayBright team.
What if I can’t make a payment?
Please reach out to the PayBright by affirm team and they will be happy to look into the options available. You can contact them using this contact form.